Online loan
Remember to borrow responsibly
About us
THOUSAND FCS LTD. is a financial company specializing in low-interest lending, offering a diverse range of financial products including personal loans, mortgage loans, revolving loans, balance transfers, and card consolidations, among others. Our company places customers at the forefront, committed to providing the most professional, convenient, and expedited loan services.
Our seasoned loan managers tailor personalized and efficient loan solutions to meet the unique needs of each customer. In this era of smartphones, we also offer mobile online loan services, allowing you to complete the loan application process without the need to visit our physical office. With us, you can easily manage and access your funds from the comfort of your own home.
Personal loan
Eight Key Features
- Early Repayment Option
Interest accrues daily, interest decreases accordingly
- Salary transfer loans with exceptionally high limits
Bank salary transfer with exceptionally high loan amounts
- No need to submit income proof
If automatic salary transfer is maintained for one month or more, income proof submission is waived for the application
- One-on-one follow-up
Terms tailored to customer needs
- No income multiple required
Loan amounts with no income multiple required, ranging from $10,000 to $500,000
- Grace period
Freedom to choose the repayment term (months) from 3 to 72 months
- No TU credit check
Apply without the need for a credit check
- Early repayment
Early loan repayment with absolutely no additional penalties or fees
Amortization schedule
Card consolidation
5 Key Advantages
One-on-one follow-up
Personalized Financial Analysis to Rebuild Individual Credit History
Minimum Payment Killer
Paying half of the minimum payment each month to avoid financial strain
Easy Payments
Tailoring the repayment term to individual repayment capacity, making it easy for customers to manage payments
entralized processing
Comprehensive debt consolidation, centralized payments to reduce interest expenses
No TU credit check
No need to check credit history for application
revolving loan
4 Key Advantages
Convenient and Fast
You can access your loan balance anytime, anywhere via phone, and the funds will be transferred to your designated account
No need to apply multiple times
After repayment, your available credit limit will automatically increase without the need for individual applications
No credit check
No credit check (No TU check)
Unlimited times
Unlimited revolving cycles, no need to resubmit documents for approval
Q & A
You must be at least 18 years old, a resident with the right to reside in Hong Kong, and both self-employed and employed individuals are eligible.
Absolutely not. According to the Personal Data (Privacy) Ordinance, applicant information is absolutely confidential.
Of course, we can exempt income proof based on individual applicant circumstances.
*The monthly payment amount is calculated based on an effective interest rate of 10% and is for reference only.